What is the total insurance required per employee for a chiropractic corporation in California?

In California, chiropractic corporations are required to obtain a specific amount of professional liability insurance to protect against claims for malpractice or negligence. The total insurance required per employee is structured to ensure that adequate coverage is maintained to protect the assets of the practice and safeguard patient welfare.

The correct amount of $450,000 aligns with California Business and Professions Code, which outlines the minimum coverage levels for health care professionals, including chiropractors. This coverage is designed to provide enough financial backing in case of legal action, allowing practitioners to operate with an essential safety net while fulfilling their obligations to provide quality care.

It's also important to note that other amounts listed in the choices either exceed or do not meet the regulatory standards set for chiropractic practices in California, making them inappropriate in this context. The requirements reflect a balance between the need for sufficient coverage and the economic realities of running a chiropractic practice.