What is the consequence of having a claim against you without insurance?

When a claim is made against a chiropractic practitioner without insurance, one significant consequence is that the practitioner may be reported to the board. This often happens because the board requires that practitioners maintain liability insurance coverage to ensure that they can address any claims made against them adequately. If a practitioner does not have this coverage and a claim arises, it raises concerns about their ability to cover potential damages or legal fees, which can lead to the board becoming involved in the matter.

While fines and license revocation are severe consequences that can occur in various circumstances, being reported to the board is a more direct consequence of not having insurance coverage when faced with a claim. Criminal charges would involve a different set of legal issues unrelated to the lack of insurance alone. Thus, being reported to the board is a clear and logical outcome in such situations, emphasizing the importance of maintaining appropriate insurance coverage in the chiropractic profession.